:root {
            --blue-primary: #0057B8;
            --saffron-accent: #FF9933;
            --green-trust: #00A86B;
            --text-dark: #1E293B;
            --text-light: #64748B;
            --bg-light: #F8FAFC;
            --white: #FFFFFF;
        }

        * {
            box-sizing: border-box;
            margin: 0;
            padding: 0;
            /* font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif; */
            scroll-behavior: smooth;
        }

        body {
            background-color: var(--bg-light);
            color: var(--text-dark);
            line-height: 1.6;
        }

        /* Top Header */
        header {
            background-color: var(--white);
            padding: 15px 8%;
            display: flex;
            justify-content: space-between;
            align-items: center;
            position: sticky;
            top: 0;
            z-index: 1000;
            box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.05);
        }

        .logo h1 {
            font-size: 24px;
            font-weight: 800;
            color: var(--blue-primary);
        }

        .logo span {
            color: var(--saffron-accent);
        }

        nav a {
            color: var(--text-dark);
            text-decoration: none;
            margin-left: 15px;
            font-weight: 600;
            font-size: 15px;
            transition: color 0.3s;
        }

        nav a:hover {
            color: var(--blue-primary);
        }

        /* Hero Section */
        .hero {
            background: linear-gradient(135deg, #003B80 0%, var(--blue-primary) 100%);
            color: var(--white);
            padding: 100px 8% 80px 8%;
            text-align: center;
        }

        .hero h2 {
            font-size: 42px;
            margin-bottom: 20px;
            font-weight: 800;
        }

        .hero p {
            font-size: 18px;
            max-width: 800px;
            margin: 0 auto 35px auto;
            opacity: 0.9;
        }

        .hero-buttons {
            display: flex;
            justify-content: center;
            gap: 15px;
            flex-wrap: wrap;
            margin-bottom: 40px;
        }

        .btn {
            padding: 12px 28px;
            border-radius: 6px;
            font-size: 15px;
            font-weight: 700;
            cursor: pointer;
            text-decoration: none;
            transition: all 0.3s ease;
            display: inline-block;
        }

        .btn-saffron {
            background-color: var(--saffron-accent);
            color: var(--white);
            border: none;
        }

        .btn-saffron:hover {
            background-color: #E07B16;
            transform: translateY(-2px);
        }

        .btn-outline {
            background-color: transparent;
            color: var(--white);
            border: 2px solid var(--white);
        }

        .btn-outline:hover {
            background-color: var(--white);
            color: var(--blue-primary);
            transform: translateY(-2px);
        }

        /* Badge Compliance banner */
        .compliance-badge {
            background-color: rgba(255, 255, 255, 0.1);
            border: 1px solid rgba(255, 255, 255, 0.2);
            padding: 15px 25px;
            border-radius: 6px;
            max-width: 850px;
            margin: 0 auto;
            font-size: 13px;
            text-align: left;
            line-height: 1.5;
        }

        .section {
            /* padding: 80px 8%; */
        }

        .why-choose-us {padding: 80px 8%;}
        .our-core-values {padding: 80px 8%;}
        .how-it-works { padding: 80px 8%; }
        .section-metrics {padding: 80px 8%;}
        .partner {padding: 80px 8%;}

        .section-bg-white {
            background-color: var(--white);
        }
        .section-bg-light {
            background-color: var(--bg-light);
        }

        .section-title {
            text-align: center;
            font-size: 32px;
            color: var(--blue-primary);
            margin-bottom: 25px;
            font-weight: 700;
        }

        .section-title::after {
            content: '';
            display: block;
            width: 50px;
            height: 4px;
            background-color: var(--saffron-accent);
            margin: 12px auto 0 auto;
            border-radius: 2px;
        }

        .grid-3 {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
            gap: 30px;
        }

        .grid-4 {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
            gap: 25px;
        }

        /* Cards styling */
        .card {
            background: var(--white);
            padding: 10px;
            border-radius: 8px;
            /* box-shadow: 0 4px 6px -1px rgba(0,0,0,0.05), 0 2px 4px -1px rgba(0,0,0,0.03); */
            border-top: 4px solid var(--blue-primary);
            transition: transform 0.3s;
            box-shadow:0 15px 35px rgba(0,87,184,.12);
        }

        .card:hover {
            transform: translateY(-5px);
        }

        .card h3 {
            margin-bottom: 15px;
            color: var(--blue-primary);
            font-size: 20px;
        }

        .card p {
            color: var(--text-light);
            font-size: 15px;
        }

        /* Loan Solution Sub-grid Layout */
        .loan-container {
            background-color: var(--white);
            border-radius: 8px;
            padding: 30px;
            box-shadow: 0 4px 10px rgba(0,0,0,0.03);
            border-left: 5px solid var(--green-trust);
        }

        .loan-container h3 {
            color: var(--blue-primary);
            margin-bottom: 15px;
            border-bottom: 1px solid #E2E8F0;
            padding-bottom: 8px;
        }

        .loan-tags {
            display: flex;
            flex-wrap: wrap;
            gap: 10px;
            margin-top: 15px;
        }

        .tag {
            background-color: #F1F5F9;
            color: var(--text-dark);
            padding: 6px 14px;
            border-radius: 20px;
            font-size: 14px;
            font-weight: 600;
        }

        /* Workflow steps styling */
        .step-box {
            background: var(--white);
            padding: 25px;
            border-radius: 8px;
            position: relative;
            text-align: center;
            border: 1px solid #E2E8F0;
        }

        .step-num {
            background-color: var(--green-trust);
            color: var(--white);
            width: 35px;
            height: 35px;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            margin: -45px auto 15px auto;
            font-weight: 700;
            border: 4px solid var(--bg-light);
        }

        .step-box h4 {
            color: var(--blue-primary);
            margin-bottom: 10px;
        }

        /* Metrics bar */
        .metrics-bar {
            background: linear-gradient(135deg, var(--blue-primary) 0%, #003B80 100%);
            color: var(--white);
            text-align: center;
        }

        .metric-item h2 {
            font-size: 36px;
            color: var(--saffron-accent);
            margin-bottom: 5px;
        }

        /* Form styling */
        .form-wrapper {
            background-color: var(--white);
            padding: 40px;
            border-radius: 8px;
            box-shadow: 0 10px 25px -5px rgba(0,0,0,0.08);
            max-width: 700px;
            margin: 0 auto;
            border-top: 5px solid var(--blue-primary);
        }

        .form-row {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 20px;
            margin-bottom: 20px;
        }

        .form-group {
            margin-bottom: 20px;
            display: flex;
            flex-direction: column;
        }

        .form-group label {
            margin-bottom: 8px;
            font-weight: 600;
            font-size: 14px;
        }

        .form-group input, .form-group select, .form-group textarea {
            padding: 12px;
            border: 1px solid #CBD5E1;
            border-radius: 4px;
            font-size: 15px;
            outline: none;
        }

        .form-group input:focus, .form-group select:focus, .form-group textarea:focus {
            border-color: var(--blue-primary);
        }

        .checkbox-container {
            display: flex;
            gap: 12px;
            align-items: flex-start;
            font-size: 13px;
            color: var(--text-light);
            margin-top: 10px;
            line-height: 1.5;
        }

        .checkbox-container input {
            margin-top: 3px;
        }

        /* FAQs */
        .faq-box {
            background-color: var(--white);
            padding: 20px 25px;
            border-radius: 6px;
            margin-bottom: 15px;
            border-left: 4px solid var(--blue-primary);
        }

        .faq-box h4 {
            color: var(--blue-primary);
            margin-bottom: 8px;
            font-size: 17px;
        }

        .faq-box p {
            color: var(--text-light);
            font-size: 15px;
        }

        /* Footers */
        footer {
            background-color: #0F172A;
            color: #E2E8F0;
            /* padding: 60px 8% 30px 8%; */
        }

        .footer-columns {
            display: grid;
            grid-template-columns: 2fr 1fr 1fr;
            gap: 40px;
            border-bottom: 1px solid #334155;
            padding-bottom: 40px;
        }

        .footer-col h4 {
            color: var(--saffron-accent);
            margin-bottom: 20px;
            font-size: 16px;
            text-transform: uppercase;
            letter-spacing: 0.5px;
        }

        .footer-links {
            list-style: none;
        }

        .footer-links li {
            margin-bottom: 10px;
        }

        .footer-links a {
            color: #94A3B8;
            text-decoration: none;
            font-size: 14px;
            transition: color 0.2s;
        }

        .footer-links a:hover {
            color: var(--white);
        }

        .fees-disclosure-block {
            background-color: #1E293B;
            border-left: 4px solid var(--saffron-accent);
            padding: 20px 25px;
            border-radius: 4px;
            margin: 5px 0;
            font-size: 13px;
            color: #94A3B8;
            line-height: 1.6;
            padding: 10px 8% 10px 8%;
        }

        .fees-disclosure-block h5 {
            color: var(--white);
            font-size: 14px;
            margin-bottom: 6px;
        }

        .legal-notice-text {
            font-size: 12px;
            color: #64748B;
            text-align: justify;
            line-height: 1.6;
            padding: 10px 8% 10px 8%;
        }


        @media (max-width: 768px) {
            header { flex-direction: column; gap: 15px; text-align: center; }
            nav a { margin: 0 10px; }
            .hero h2 { font-size: 30px; }
            .form-row { grid-template-columns: 1fr; gap: 0; }
            .footer-columns { grid-template-columns: 1fr; gap: 30px; }
            .section-title {font-size: 20px;line-height: 30px;}
        }


        .calculator-banner {
            background-color: #0057b8;
            color: #fff;
            padding: 10px 20px;
            /* border-bottom: 6px solid var(--saffron); */
        }
        .section-headers
        {
            text-align: center;
            margin: 40px 0 15px;
            padding: 0px 10px;
        }

        .calc-wrapper-box {
            max-width: 1100px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 45px;
        }

        @media (max-width: 900px) {
            .calc-wrapper-box {
                grid-template-columns: 1fr;
            }
        }

        .calc-panel {
            background: rgba(255, 255, 255, 0.03);
            padding: 40px;
            border-radius: 12px;
            border: 1px solid rgba(255,255,255,0.08);
        }

        .calc-panel h3 {
            color:#fff;
            margin-bottom: 10px;
            font-size: 18px;
            font-weight: 800;
            border-bottom: 1px solid rgba(255, 255, 255, 0.08);
            padding-bottom: 10px;
            line-height: 0.50rem;
        }

        .control-group {
            margin-bottom: 12px;
        }

        .control-group label {
            display: block;
            margin-bottom: 5px;
            font-weight: 700;
            font-size: 14px;
            color: rgba(255,255,255,0.8);
        }

        .control-group input {
            width: 100%;
            padding: 10px;
            border: 1px solid rgba(255,255,255,0.15);
            border-radius: 6px;
            font-size: 13px;
            background: rgba(0,0,0,0.25);
            color: #fff;
        }

        .control-group input:focus {
            outline: none;
            border-color: #ff9933;
        }

        /* Words Display styling */
        .amount-in-words {
            display: block;
            margin-top: 6px;
            font-size: 12px;
            color: #ff9933;
            font-weight: 600;
            font-style: italic;
            text-transform: capitalize;
        }

        .panel-output {
            margin-top: 15px;
            background: rgba(255,255,255,0.04);
            padding: 20px;
            border-radius: 8px;
            text-align: center;
            border: 1px solid rgba(255,255,255,0.08);
        }

        .panel-output p {
            font-size: 13px;
            opacity: 0.6;
            margin-bottom: 6px;
            text-transform: uppercase;
            letter-spacing: 1px;
        }

        .panel-output h4 {
            font-size: 34px;
            color: var(--saffron);
            font-weight: 800;
        }

        .split-comparison {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 15px;
            margin-top: 15px;
        }

        .split-item {
            background: rgba(255,255,255,0.03);
            padding: 15px;
            border-radius: 6px;
            border: 1px solid rgba(255,255,255,0.04);
        }

        .savings-toast-highlight {
            margin-top: 20px;
            background: #DCFCE7;
            color: #15803D;
            padding: 16px;
            border-radius: 6px;
            font-weight: 800;
            font-size: 16px;
            text-align: center;
        }
        


 /* EMI Calculator Styles */
 .calculator {
    background: #fff;
    border: 1px solid #E2E8F0;
    border-radius: 12px;
    padding: 2rem;
    margin-bottom: 2.5rem;
    box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.05);
}

        .grid-layout {
            display: grid;
            grid-template-columns: 1fr;
            gap: 2rem;
            margin-bottom: 2rem;
        }

        @media (min-width: 768px) {
            .grid-layout {
                grid-template-columns: 1fr 1fr;
            }
        }

        .panel-inner {
            background: #F8FAFC;
            padding: 1.5rem;
            border-radius: 8px;
            border: 1px solid #E2E8F0;
        }

        .panel-inner-title {
            color: #1e293b;
            font-size: 1.15rem;
            font-weight: 600;
            margin-bottom: 1.25rem;
        }

        .insight-row {
            display: flex;
            justify-content: space-between;
            padding: 0.35rem 0;
            font-size: 0.95rem;
            border-bottom: 1px dashed #E2E8F0;
        }
        .consent-wrapper input[type="checkbox"] {
            width: 15px;
            height: 15px;
            accent-color: #0057B8;
        }
        .form-group {
            margin-bottom: 1.25rem;
            position: relative;
        }

        .label-wrapper {
            display: flex;
            align-items: center;
            margin-bottom: 0.5rem;
        }

        label {
            font-weight: 500;
            font-size: 0.9rem;
            color: #1E293B;
        }

        .tooltip-icon {
            background: none;
            border: none;
            color: #64748b;
            cursor: pointer;
            font-size: 0.85rem;
            margin-left: 0.35rem;
            display: inline-flex;
            align-items: center;
            justify-content: center;
            width: 18px;
            height: 18px;
            border-radius: 50%;
            background-color: #cbd5e1;
        }

        .tooltip-text {
            display: none;
            position: absolute;
            background: #1E293B;
            color: #fff;
            padding: 0.5rem;
            border-radius: 4px;
            font-size: 0.8rem;
            z-index: 10;
            width: 220px;
            bottom: 100%;
            left: 0;
            margin-bottom: 5px;
        }

        .tooltip-icon:hover + .tooltip-text, .tooltip-icon:focus + .tooltip-text {
            display: block;
        }

        .form-control {
            width: 100%;
            padding: 0.75rem;
            font-size: 1rem;
            border: 1px solid #E2E8F0;
            border-radius: 6px;
            background-color: #fff;
            min-height: 44px;
        }

        .comparison-matrix {
            margin-top: 2rem;
            background: #F8FAFC;
            border: 1px solid #E2E8F0;
            border-radius: 8px;
            padding: 1.5rem;
        }

        .comparison-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
            gap: 1.5rem;
        }

        .metric-box {
            background: #fff;
            padding: 1rem;
            border-radius: 6px;
            border: 1px solid #E2E8F0;
            text-align: center;
        }

        .metric-label {
            font-size: 0.85rem;
            color: #64748b;
            text-transform: uppercase;
            margin-bottom: 0.25rem;
        }

        .metric-value {
            font-size: 1.35rem;
            font-weight: 700;
            color: #1E293B;
        }

        .insight-card {
            background: #F8FAFC;
            border-left: 4px solid #0057B8;
            padding: 1.25rem;
            border-radius: 0 8px 8px 0;
            margin-top: 1.5rem;
            }
        .savings-highlight {
            background-color: #f0fdf4;
            border: 2px solid #00A86B;
            color: #00A86B;
        }

        .savings-highlight .metric-label {
            color: #00A86B;
            font-weight: 600;
        }

        .savings-highlight .metric-value {
            color: #00A86B;
            font-size: 1.6rem;
        }